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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,924 | $99,644-71.0% | $86,438-66.5% | $134,532-78.5% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -26.37% | 6787.26%-6813.6pp | 4397.19%-4423.6pp | 418.27%-444.6pp |
| Employer contribution / active EE | $3,467 | $4,402-21.2% | $3,769-8.0% | $4,741-26.9% |
| Participant deferral / active EE | $8,233 | $7,247+13.6% | $6,952+18.4% | $6,401+28.6% |
| Admin fee / account holder | $195 | $8,375-97.7% | $6,733-97.1% | $11,429-98.3% |