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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,312 | $211,946-87.1% | $169,452-83.9% | $135,382-79.8% |
| Participation rate | 75.0% | 82.6%-7.6pp | 77.8%-2.8pp | 82.6%-7.6pp |
| Annual return | 2.52% | 3.26%-0.7pp | 1.83%+0.7pp | 519.77%-517.3pp |
| Employer contribution / active EE | $3,378 | $5,117-34.0% | $4,157-18.7% | $4,779-29.3% |
| Participant deferral / active EE | $7,047 | $6,075+16.0% | $5,277+33.5% | $5,609+25.6% |
| Admin fee / account holder | $3,423 | $11,472-70.2% | $9,110-62.4% | $10,829-68.4% |