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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,164 | $232,540-87.9% | $185,117-84.8% | $147,586-80.9% |
| Participation rate | 60.0% | 82.4%-22.4pp | 77.3%-17.3pp | 82.8%-22.8pp |
| Annual return | 53.59% | 43.03%+10.6pp | 40.50%+13.1pp | 578.59%-525.0pp |
| Employer contribution / active EE | $1,642 | $5,195-68.4% | $4,182-60.7% | $4,876-66.3% |
| Participant deferral / active EE | $4,786 | $5,834-18.0% | $5,045-5.1% | $5,439-12.0% |
| Admin fee / account holder | $249 | $10,275-97.6% | $8,159-96.9% | $10,886-97.7% |