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| Provider | Service type | Compensation |
|---|---|---|
THE RETIREMENT ADVANTAGE INC2 years Service code 49 · EIN 39-1816008 | Other Services | $0 |
Filed as: VOYA RETIREMENT INSURANCE Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,599 | $65,092-66.8% | $143,799-85.0% | $66,938-67.7% |
| Participation rate | 43.6% | 65.2%-21.6pp | 80.3%-36.7pp | 69.8%-26.2pp |
| Annual return | -19.62% | -11.14%-8.5pp | -0.04%-19.6pp | 1.58%-21.2pp |
| Employer contribution / active EE | $1,620 | $2,362-31.4% | $4,952-67.3% | $2,545-36.3% |
| Participant deferral / active EE | $2,642 | $2,920-9.5% | $5,638-53.1% | $4,238-37.7% |
| Admin fee / account holder | $158 | $502-68.6% | $14,677-98.9% | $594-73.4% |