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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,297 | $58,888-74.0% | $178,499-91.4% | $73,493-79.2% |
| Participation rate | 42.7% | 66.2%-23.5pp | 81.9%-39.2pp | 70.7%-28.0pp |
| Annual return | 31.47% | 24.86%+6.6pp | 151.10%-119.6pp | 28.51%+3.0pp |
| Employer contribution / active EE | $1,384 | $2,236-38.1% | $5,011-72.4% | $2,270-39.1% |
| Participant deferral / active EE | $1,984 | $2,568-22.7% | $5,202-61.9% | $3,740-47.0% |
| Admin fee / account holder | $1,195 | $400+198.6% | $13,986-91.5% | $513+133.0% |