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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,539 | $167,362-35.1% | $143,799-24.5% | $134,532-19.3% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -17.63% | 0.47%-18.1pp | -0.04%-17.6pp | 418.27%-435.9pp |
| Employer contribution / active EE | $3,042 | $5,620-45.9% | $4,952-38.6% | $4,741-35.8% |
| Participant deferral / active EE | $10,725 | $6,447+66.3% | $5,638+90.2% | $6,401+67.6% |
| Admin fee / account holder | $3,880 | $18,094-78.6% | $14,677-73.6% | $11,429-66.0% |