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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,726 | $202,342-66.5% | $172,752-60.8% | $152,897-55.7% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 19.27% | 1029.83%-1010.6pp | 802.97%-783.7pp | 345.43%-326.2pp |
| Employer contribution / active EE | $1,708 | $5,858-70.8% | $5,144-66.8% | $4,764-64.2% |
| Participant deferral / active EE | $5,390 | $5,948-9.4% | $5,198+3.7% | $5,851-7.9% |
| Admin fee / account holder | $858 | $17,111-95.0% | $13,955-93.9% | $11,599-92.6% |