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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,924 | $198,457-75.9% | $170,435-71.9% | $147,586-67.5% |
| Participation rate | 63.6% | 88.0%-24.3pp | 83.6%-20.0pp | 82.8%-19.2pp |
| Annual return | 11.51% | 257.30%-245.8pp | 205.94%-194.4pp | 578.59%-567.1pp |
| Employer contribution / active EE | $1,467 | $6,183-76.3% | $5,432-73.0% | $4,876-69.9% |
| Participant deferral / active EE | $4,178 | $5,629-25.8% | $4,939-15.4% | $5,439-23.2% |
| Admin fee / account holder | $3,384 | $16,852-79.9% | $13,881-75.6% | $10,886-68.9% |