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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,052 | $178,174-94.4% | $156,181-93.6% | $137,256-92.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 21.49% | 84.19%-62.7pp | 64.87%-43.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $1,470 | $4,972-70.4% | $4,294-65.8% | $4,156-64.6% |
| Participant deferral / active EE | $2,206 | $6,888-68.0% | $6,132-64.0% | $6,407-65.6% |
| Admin fee / account holder | $462 | $17,404-97.3% | $14,586-96.8% | $12,270-96.2% |