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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,440 | $161,352-57.0% | $134,172-48.2% | $137,256-49.4% |
| Participation rate | 70.0% | 78.3%-8.3pp | 72.5%-2.5pp | 80.0%-10.0pp |
| Annual return | 17.55% | 28.72%-11.2pp | 25.30%-7.8pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,064 | $4,099-74.0% | $3,420-68.9% | $4,156-74.4% |
| Participant deferral / active EE | $2,605 | $5,552-53.1% | $4,690-44.5% | $6,407-59.3% |
| Admin fee / account holder | $1,052 | $15,028-93.0% | $12,016-91.2% | $12,270-91.4% |