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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,003 | $111,814+192.5% | $103,378+216.3% | $145,978+124.0% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 18.88% | 24.80%-5.9pp | 24.91%-6.0pp | 550.52%-531.6pp |
| Employer contribution / active EE | $4,794 | $4,215+13.7% | $3,870+23.9% | $4,662+2.8% |
| Participant deferral / active EE | $9,347 | $5,618+66.4% | $5,058+84.8% | $6,690+39.7% |
| Admin fee / account holder | $21,799 | $9,764+123.3% | $8,401+159.5% | $13,400+62.7% |