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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,300 | $65,364+38.2% | $92,909-2.8% | $72,975+23.7% |
| Participation rate | 40.0% | 68.3%-28.3pp | 76.0%-36.0pp | 69.5%-29.5pp |
| Annual return | 20.08% | 42.11%-22.0pp | 109.44%-89.4pp | 81.01%-60.9pp |
| Employer contribution / active EE | $660 | $2,594-74.6% | $3,653-81.9% | $2,440-73.0% |
| Participant deferral / active EE | $2,289 | $3,128-26.8% | $4,238-46.0% | $3,608-36.5% |
| Admin fee / account holder | $31,009 | $4,251+629.4% | $5,795+435.1% | $5,124+505.2% |