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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,606 | $70,366-72.1% | $66,674-70.6% | $138,895-85.9% |
| Participation rate | 84.6% | 76.2%+8.4pp | 73.7%+10.9pp | 79.9%+4.7pp |
| Annual return | 15.13% | 386.41%-371.3pp | 321.24%-306.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,433 | $2,765-12.0% | $2,620-7.1% | $4,194-42.0% |
| Participant deferral / active EE | $2,738 | $4,374-37.4% | $4,084-33.0% | $6,396-57.2% |
| Admin fee / account holder | $1,948 | $5,262-63.0% | $5,098-61.8% | $12,562-84.5% |