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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,836 | $92,743-93.7% | $82,744-92.9% | $134,532-95.7% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -18.08% | 946.63%-964.7pp | 702.22%-720.3pp | 418.27%-436.3pp |
| Employer contribution / active EE | $1,811 | $3,273-44.7% | $3,008-39.8% | $4,741-61.8% |
| Participant deferral / active EE | $2,338 | $4,802-51.3% | $4,395-46.8% | $6,401-63.5% |
| Admin fee / account holder | $304 | $5,977-94.9% | $5,325-94.3% | $11,429-97.3% |