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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,168 | $142,361+24.5% | $119,608+48.1% | $134,509+31.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.64% | -12.46%-6.2pp | -14.98%-3.7pp | 418.13%-436.8pp |
| Employer contribution / active EE | $19,844 | $5,224+279.9% | $4,232+368.9% | $4,741+318.6% |
| Participant deferral / active EE | $17,144 | $6,468+165.0% | $5,601+206.1% | $6,400+167.9% |
| Admin fee / account holder | $773 | $13,588-94.3% | $10,326-92.5% | $11,427-93.2% |