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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,400 | $152,612-41.4% | $125,192-28.6% | $152,897-41.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.90% | 54.85%-34.9pp | 43.79%-23.9pp | 345.43%-325.5pp |
| Employer contribution / active EE | $2,318 | $4,947-53.1% | $3,866-40.0% | $4,764-51.3% |
| Participant deferral / active EE | $12,824 | $5,868+118.5% | $4,937+159.7% | $5,851+119.2% |
| Admin fee / account holder | $803 | $13,437-94.0% | $9,704-91.7% | $11,599-93.1% |