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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,495 | $100,073-79.5% | $85,126-75.9% | $145,877-86.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.90% | 84.11%-76.2pp | 66.63%-58.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $5,760 | $3,236+78.0% | $2,731+110.9% | $4,663+23.5% |
| Participant deferral / active EE | $2,840 | $5,294-46.4% | $4,523-37.2% | $6,691-57.5% |
| Admin fee / account holder | $10,700 | $7,261+47.4% | $6,160+73.7% | $13,402-20.2% |