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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,442 | $86,922-54.6% | $102,438-61.5% | $80,874-51.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 10.10% | 18.90%-8.8pp | 29.37%-19.3pp | 35.62%-25.5pp |
| Employer contribution / active EE | $1,375 | $2,369-42.0% | $3,024-54.5% | $2,756-50.1% |
| Participant deferral / active EE | $4,524 | $4,119+9.8% | $5,054-10.5% | $4,297+5.3% |
| Admin fee / account holder | $12,415 | $8,050+54.2% | $9,448+31.4% | $6,935+79.0% |