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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,120 | $80,983-48.0% | $96,544-56.4% | $75,177-44.0% |
| Participation rate | 61.9% | 71.8%-9.9pp | 76.0%-14.1pp | 67.2%-5.3pp |
| Annual return | 20.52% | 27.05%-6.5pp | 25.88%-5.4pp | 160.75%-140.2pp |
| Employer contribution / active EE | $1,197 | $2,282-47.6% | $2,966-59.7% | $2,671-55.2% |
| Participant deferral / active EE | $4,032 | $3,929+2.6% | $4,851-16.9% | $4,126-2.3% |
| Admin fee / account holder | $919 | $6,717-86.3% | $8,254-88.9% | $5,651-83.7% |