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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,556 | $251,004-80.7% | $191,597-74.7% | $138,895-65.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 22.95% | 31.05%-8.1pp | 27.07%-4.1pp | 145.39%-122.4pp |
| Employer contribution / active EE | $10,216 | $6,226+64.1% | $5,025+103.3% | $4,194+143.6% |
| Participant deferral / active EE | $16,736 | $8,154+105.2% | $6,850+144.3% | $6,396+161.6% |
| Admin fee / account holder | $781 | $31,471-97.5% | $22,799-96.6% | $12,562-93.8% |