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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,556 | $239,571-79.7% | $183,328-73.5% | $137,256-64.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 22.95% | 35.69%-12.7pp | 29.67%-6.7pp | 220.34%-197.4pp |
| Employer contribution / active EE | $10,216 | $6,148+66.2% | $5,055+102.1% | $4,156+145.8% |
| Participant deferral / active EE | $16,736 | $7,995+109.3% | $6,795+146.3% | $6,407+161.2% |
| Admin fee / account holder | $781 | $30,059-97.4% | $21,427-96.4% | $12,270-93.6% |