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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,372 | $210,908-75.2% | $153,643-65.9% | $145,884-64.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 101.41% | 13.46%+88.0pp | 15.71%+85.7pp | 551.85%-450.4pp |
| Employer contribution / active EE | $8,139 | $6,055+34.4% | $5,039+61.5% | $4,662+74.6% |
| Participant deferral / active EE | $10,978 | $7,976+37.6% | $6,754+62.5% | $6,690+64.1% |
| Admin fee / account holder | $5,669 | $19,477-70.9% | $12,739-55.5% | $13,392-57.7% |