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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,896 | $138,114-82.7% | $125,391-80.9% | $134,545-82.2% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -19.25% | 750.88%-770.1pp | 572.41%-591.7pp | 418.37%-437.6pp |
| Employer contribution / active EE | $2,083 | $5,246-60.3% | $4,816-56.7% | $4,742-56.1% |
| Participant deferral / active EE | $4,305 | $7,801-44.8% | $7,448-42.2% | $6,401-32.7% |
| Admin fee / account holder | $4,834 | $11,570-58.2% | $10,009-51.7% | $11,431-57.7% |