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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,907 | $165,399-89.8% | $149,745-88.7% | $158,982-89.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 13.74% | 348.34%-334.6pp | 276.72%-263.0pp | 302.99%-289.3pp |
| Employer contribution / active EE | $2,473 | $5,105-51.6% | $4,646-46.8% | $4,763-48.1% |
| Participant deferral / active EE | $4,014 | $7,183-44.1% | $6,843-41.3% | $5,983-32.9% |
| Admin fee / account holder | $4,192 | $10,811-61.2% | $9,312-55.0% | $11,252-62.7% |