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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,351 | $157,304-92.8% | $141,197-92.0% | $152,909-92.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 29.62% | 64.34%-34.7pp | 71.41%-41.8pp | 345.46%-315.8pp |
| Employer contribution / active EE | $1,793 | $5,263-65.9% | $4,736-62.1% | $4,764-62.4% |
| Participant deferral / active EE | $3,413 | $7,111-52.0% | $6,710-49.1% | $5,851-41.7% |
| Admin fee / account holder | $472 | $12,126-96.1% | $10,265-95.4% | $11,601-95.9% |