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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,198 | $154,228-72.6% | $145,433-71.0% | $137,256-69.3% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 17.82% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,887 | $4,804-39.9% | $4,554-36.6% | $4,156-30.5% |
| Participant deferral / active EE | $6,537 | $8,216-20.4% | $7,897-17.2% | $6,407+2.0% |
| Admin fee / account holder | $1,859 | $14,344-87.0% | $13,129-85.8% | $12,270-84.8% |