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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,908 | $71,197+8.0% | $93,669-17.9% | $80,925-5.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 10.95% | 11.27%-0.3pp | 133.59%-122.6pp | 35.65%-24.7pp |
| Employer contribution / active EE | $9,243 | $1,565+490.7% | $2,424+281.4% | $2,756+235.3% |
| Participant deferral / active EE | $5,850 | $4,036+45.0% | $4,416+32.5% | $4,299+36.1% |
| Admin fee / account holder | $1,120 | $6,959-83.9% | $8,291-86.5% | $6,940-83.9% |