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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,289 | $65,555+1.1% | $86,216-23.1% | $75,173-11.8% |
| Participation rate | 97.4% | 60.5%+36.9pp | 69.0%+28.4pp | 67.2%+30.2pp |
| Annual return | 17.54% | 46.07%-28.5pp | 1169.42%-1151.9pp | 160.72%-143.2pp |
| Employer contribution / active EE | $8,676 | $1,553+458.6% | $2,382+264.3% | $2,671+224.8% |
| Participant deferral / active EE | $4,920 | $3,023+62.7% | $3,986+23.4% | $4,126+19.2% |
| Admin fee / account holder | $902 | $5,469-83.5% | $6,853-86.8% | $5,651-84.0% |