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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,489 | $201,344-1.4% | $184,243+7.7% | $145,877+36.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.51% | 29.01%-20.5pp | 28.82%-20.3pp | 551.28%-542.8pp |
| Employer contribution / active EE | $12,075 | $7,022+71.9% | $6,427+87.9% | $4,663+159.0% |
| Participant deferral / active EE | $10,717 | $9,807+9.3% | $9,132+17.3% | $6,691+60.2% |
| Admin fee / account holder | $60,794 | $16,382+271.1% | $13,914+336.9% | $13,402+353.6% |