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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,106 | $148,623-41.4% | $135,974-35.9% | $139,466-37.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.28% | 79.30%-66.0pp | 68.30%-55.0pp | 373.66%-360.4pp |
| Employer contribution / active EE | $4,810 | $5,246-8.3% | $4,859-1.0% | $4,754+1.2% |
| Participant deferral / active EE | $20,240 | $8,103+149.8% | $7,760+160.8% | $6,712+201.6% |
| Admin fee / account holder | $774 | $12,406-93.8% | $10,767-92.8% | $11,409-93.2% |