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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,785 | $176,105-78.0% | $159,474-75.7% | $167,536-76.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.42% | 331.91%-320.5pp | 263.68%-252.3pp | 478.82%-467.4pp |
| Employer contribution / active EE | $2,832 | $5,299-46.5% | $4,831-41.4% | $4,839-41.5% |
| Participant deferral / active EE | $10,213 | $7,751+31.8% | $7,353+38.9% | $6,342+61.0% |
| Admin fee / account holder | $2,838 | $12,559-77.4% | $10,802-73.7% | $12,315-77.0% |