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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,930 | $96,558+310.0% | $80,977+388.9% | $273,972+44.5% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 5.79% | 15.14%-9.4pp | 17.11%-11.3pp | 41.46%-35.7pp |
| Employer contribution / active EE | $2,674 | $4,869-45.1% | $3,715-28.0% | $4,869-45.1% |
| Participant deferral / active EE | $5,539 | $6,598-16.0% | $5,696-2.8% | $5,287+4.8% |
| Admin fee / account holder | $1,917 | $7,493-74.4% | $5,517-65.2% | $10,133-81.1% |