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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,643 | $105,856+292.6% | $90,161+361.0% | $147,586+181.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 15.63% | 37.63%-22.0pp | 34.89%-19.3pp | 578.59%-563.0pp |
| Employer contribution / active EE | $2,050 | $4,126-50.3% | $3,318-38.2% | $4,876-58.0% |
| Participant deferral / active EE | $9,123 | $5,733+59.1% | $5,287+72.6% | $5,439+67.7% |
| Admin fee / account holder | $2,158 | $8,046-73.2% | $5,943-63.7% | $10,886-80.2% |