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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,907 | $165,381-70.4% | $149,730-67.3% | $158,966-69.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 24.08% | 348.29%-324.2pp | 276.70%-252.6pp | 302.95%-278.9pp |
| Employer contribution / active EE | $2,495 | $5,104-51.1% | $4,645-46.3% | $4,762-47.6% |
| Participant deferral / active EE | $9,843 | $7,182+37.0% | $6,843+43.8% | $5,983+64.5% |
| Admin fee / account holder | $934 | $10,809-91.4% | $9,310-90.0% | $11,250-91.7% |