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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,690 | $138,075-77.0% | $123,552-74.4% | $135,379-76.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.50% | 153.70%-161.2pp | 119.20%-126.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $2,980 | $5,152-42.2% | $4,628-35.6% | $4,779-37.7% |
| Participant deferral / active EE | $12,221 | $6,800+79.7% | $6,426+90.2% | $5,609+117.9% |
| Admin fee / account holder | $608 | $10,917-94.4% | $9,285-93.5% | $10,828-94.4% |