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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,446 | $99,053-89.5% | $88,179-88.2% | $138,895-92.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 22.24% | 78.17%-55.9pp | 64.97%-42.7pp | 145.39%-123.2pp |
| Employer contribution / active EE | $1,796 | $2,882-37.7% | $2,549-29.5% | $4,194-57.2% |
| Participant deferral / active EE | $3,278 | $5,225-37.3% | $4,614-29.0% | $6,396-48.8% |
| Admin fee / account holder | $3,038 | $8,748-65.3% | $7,673-60.4% | $12,562-75.8% |