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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,468 | $80,983-84.6% | $96,544-87.1% | $75,177-83.4% |
| Participation rate | 94.4% | 71.8%+22.7pp | 76.0%+18.5pp | 67.2%+27.2pp |
| Annual return | 15.27% | 27.05%-11.8pp | 25.88%-10.6pp | 160.75%-145.5pp |
| Employer contribution / active EE | $1,357 | $2,282-40.5% | $2,966-54.3% | $2,671-49.2% |
| Participant deferral / active EE | $2,456 | $3,929-37.5% | $4,851-49.4% | $4,126-40.5% |
| Admin fee / account holder | $577 | $6,717-91.4% | $8,254-93.0% | $5,651-89.8% |