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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,958 | $86,288-87.3% | $111,306-90.2% | $85,851-87.2% |
| Participation rate | 87.9% | 73.3%+14.5pp | 77.3%+10.6pp | 69.3%+18.6pp |
| Annual return | 9.86% | 19.99%-10.1pp | 54.67%-44.8pp | 318.63%-308.8pp |
| Employer contribution / active EE | $531 | $2,044-74.0% | $2,732-80.6% | $2,565-79.3% |
| Participant deferral / active EE | $2,808 | $3,641-22.9% | $4,488-37.4% | $3,952-29.0% |
| Admin fee / account holder | $2,935 | $8,189-64.2% | $7,966-63.2% | $6,261-53.1% |