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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,992 | $71,873-86.1% | $86,698-88.5% | $68,490-85.4% |
| Participation rate | 94.1% | 72.2%+21.9pp | 76.6%+17.5pp | 67.9%+26.2pp |
| Annual return | -17.79% | 3.54%-21.3pp | 35.96%-53.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,385 | $2,173-36.3% | $2,837-51.2% | $2,597-46.7% |
| Participant deferral / active EE | $2,133 | $3,779-43.5% | $4,656-54.2% | $4,028-47.0% |
| Admin fee / account holder | $678 | $6,110-88.9% | $7,492-90.9% | $5,403-87.4% |