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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,619 | $63,314-75.3% | $91,004-82.8% | $62,293-74.9% |
| Participation rate | 98.4% | 73.3%+25.1pp | 75.6%+22.8pp | 69.5%+28.9pp |
| Annual return | 55.30% | 21.00%+34.3pp | 4.60%+50.7pp | 28.90%+26.4pp |
| Employer contribution / active EE | $1,236 | $1,807-31.6% | $2,456-49.7% | $2,042-39.5% |
| Participant deferral / active EE | $5,343 | $2,944+81.5% | $3,548+50.6% | $3,169+68.6% |
| Admin fee / account holder | $742 | $468+58.6% | $5,417-86.3% | $479+54.7% |