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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,056 | $77,638-85.8% | $156,551-92.9% | $62,881-82.4% |
| Participation rate | 89.7% | 71.2%+18.5pp | 84.0%+5.6pp | 69.3%+20.4pp |
| Annual return | 1066.30% | 50.33%+1016.0pp | 32.23%+1034.1pp | 20.14%+1046.2pp |
| Employer contribution / active EE | $1,485 | $3,444-56.9% | $5,501-73.0% | $2,281-34.9% |
| Participant deferral / active EE | $4,183 | $3,046+37.4% | $4,871-14.1% | $3,203+30.6% |
| Admin fee / account holder | $1,562 | $5,561-71.9% | $13,028-88.0% | $4,296-63.6% |