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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,298 | $107,421-69.9% | $182,262-82.3% | $94,015-65.6% |
| Participation rate | 92.0% | 77.8%+14.2pp | 84.2%+7.8pp | 70.8%+21.2pp |
| Annual return | 53.79% | 21.32%+32.5pp | 140.60%-86.8pp | 17.84%+36.0pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $10,489 | $6,558+60.0% | $8,276+26.7% | $4,249+146.8% |
| Admin fee / account holder | $9,543 | $8,692+9.8% | $16,712-42.9% | $8,951+6.6% |