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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,731 | $209,847-59.1% | $189,520-54.8% | $167,518-48.8% |
| Participation rate | 86.4% | 88.7%-2.3pp | 87.8%-1.4pp | 82.1%+4.3pp |
| Annual return | 13.51% | 748.45%-734.9pp | 555.25%-541.7pp | 478.71%-465.2pp |
| Employer contribution / active EE | $1,453 | $6,913-79.0% | $6,161-76.4% | $4,838-70.0% |
| Participant deferral / active EE | $12,620 | $8,934+41.3% | $8,220+53.5% | $6,342+99.0% |
| Admin fee / account holder | $13,341 | $14,295-6.7% | $12,046+10.7% | $12,312+8.4% |