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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,070 | $197,637-64.5% | $177,848-60.6% | $158,982-55.9% |
| Participation rate | 91.3% | 88.5%+2.8pp | 87.7%+3.6pp | 82.0%+9.3pp |
| Annual return | 15.77% | 58.77%-43.0pp | 48.33%-32.6pp | 302.99%-287.2pp |
| Employer contribution / active EE | $1,158 | $6,698-82.7% | $5,919-80.4% | $4,763-75.7% |
| Participant deferral / active EE | $13,337 | $8,405+58.7% | $7,714+72.9% | $5,983+122.9% |
| Admin fee / account holder | $2,412 | $15,406-84.3% | $12,431-80.6% | $11,252-78.6% |