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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,380 | $72,177-52.4% | $115,038-70.1% | $59,633-42.3% |
| Participation rate | 61.7% | 72.6%-10.9pp | 81.4%-19.7pp | 68.7%-7.0pp |
| Annual return | -1.78% | 12.02%-13.8pp | 26.14%-27.9pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $1,479 | $2,841-48.0% | $4,608-67.9% | $2,203-32.9% |
| Participant deferral / active EE | $2,949 | $4,783-38.3% | $6,026-51.1% | $3,192-7.6% |
| Admin fee / account holder | $5,466 | $4,927+10.9% | $8,175-33.1% | $4,297+27.2% |