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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,356 | $76,551-53.8% | $123,894-71.5% | $62,881-43.8% |
| Participation rate | 66.1% | 73.0%-6.9pp | 81.4%-15.3pp | 69.3%-3.2pp |
| Annual return | 10.51% | 18.68%-8.2pp | 47.52%-37.0pp | 20.14%-9.6pp |
| Employer contribution / active EE | $1,485 | $2,882-48.5% | $4,617-67.8% | $2,281-34.9% |
| Participant deferral / active EE | $2,586 | $4,840-46.6% | $5,984-56.8% | $3,203-19.3% |
| Admin fee / account holder | $5,013 | $4,826+3.9% | $8,357-40.0% | $4,296+16.7% |