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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,458 | $87,733-80.1% | $106,551-83.6% | $85,856-79.7% |
| Participation rate | 23.0% | 71.9%-49.0pp | 76.1%-53.2pp | 69.3%-46.4pp |
| Annual return | 96.24% | 21.86%+74.4pp | 26.80%+69.4pp | 318.58%-222.3pp |
| Employer contribution / active EE | $1,245 | $2,073-39.9% | $2,819-55.8% | $2,565-51.5% |
| Participant deferral / active EE | $2,519 | $3,469-27.4% | $4,398-42.7% | $3,952-36.3% |
| Admin fee / account holder | $145 | $6,767-97.9% | $7,408-98.0% | $6,261-97.7% |