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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,131 | $78,562-56.6% | $105,608-67.7% | $74,429-54.1% |
| Participation rate | 59.5% | 72.8%-13.3pp | 75.3%-15.8pp | 67.2%-7.7pp |
| Annual return | 20.89% | 15.94%+4.9pp | 116.50%-95.6pp | 1368.38%-1347.5pp |
| Employer contribution / active EE | $2,728 | $2,521+8.2% | $3,167-13.9% | $2,625+3.9% |
| Participant deferral / active EE | $4,019 | $4,321-7.0% | $5,010-19.8% | $4,348-7.6% |
| Admin fee / account holder | $331 | $2,217-85.1% | $11,028-97.0% | $1,944-83.0% |