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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,577 | $69,118-90.5% | $53,647-87.7% | $138,895-95.3% |
| Participation rate | 33.3% | 64.0%-30.6pp | 56.3%-22.9pp | 79.9%-46.6pp |
| Annual return | 19.61% | 248.26%-228.6pp | 358.33%-338.7pp | 145.39%-125.8pp |
| Employer contribution / active EE | $489 | $1,189-58.9% | $962-49.2% | $4,194-88.3% |
| Participant deferral / active EE | $585 | $2,274-74.3% | $1,813-67.7% | $6,396-90.9% |
| Admin fee / account holder | $79 | $2,724-97.1% | $2,460-96.8% | $12,562-99.4% |