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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,800 | $76,634-93.7% | $56,054-91.4% | $145,978-96.7% |
| Participation rate | 46.7% | 63.2%-16.6pp | 52.5%-5.8pp | 80.3%-33.6pp |
| Annual return | 15.19% | 3004.33%-2989.1pp | 1705.95%-1690.8pp | 550.52%-535.3pp |
| Employer contribution / active EE | $488 | $1,380-64.6% | $1,039-53.0% | $4,662-89.5% |
| Participant deferral / active EE | $551 | $2,622-79.0% | $1,952-71.8% | $6,690-91.8% |
| Admin fee / account holder | $149 | $3,321-95.5% | $2,822-94.7% | $13,400-98.9% |