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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,800 | $154,228-28.8% | $145,433-24.5% | $137,256-20.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 29.40% | 74.59%-45.2pp | 66.58%-37.2pp | 220.34%-190.9pp |
| Employer contribution / active EE | $3,835 | $4,804-20.2% | $4,554-15.8% | $4,156-7.7% |
| Participant deferral / active EE | $10,520 | $8,216+28.0% | $7,897+33.2% | $6,407+64.2% |
| Admin fee / account holder | $14,186 | $14,344-1.1% | $13,129+8.1% | $12,270+15.6% |