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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,800 | $156,398-29.8% | $147,318-25.5% | $138,895-20.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 29.40% | 78.75%-49.4pp | 70.43%-41.0pp | 145.39%-116.0pp |
| Employer contribution / active EE | $3,835 | $4,853-21.0% | $4,593-16.5% | $4,194-8.6% |
| Participant deferral / active EE | $10,520 | $8,237+27.7% | $7,906+33.1% | $6,396+64.5% |
| Admin fee / account holder | $14,186 | $14,976-5.3% | $13,708+3.5% | $12,562+12.9% |