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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,931 | $109,905-81.9% | $98,506-79.8% | $167,553-88.1% |
| Participation rate | 20.0% | 75.8%-55.8pp | 73.3%-53.3pp | 82.1%-62.1pp |
| Annual return | 21.70% | 1960.20%-1938.5pp | 1494.92%-1473.2pp | 478.89%-457.2pp |
| Employer contribution / active EE | $1,368 | $3,226-57.6% | $2,961-53.8% | $4,840-71.7% |
| Participant deferral / active EE | $1,704 | $4,674-63.6% | $4,277-60.2% | $6,343-73.1% |
| Admin fee / account holder | $4,372 | $6,760-35.3% | $5,955-26.6% | $12,316-64.5% |